Workers Compensation Providers in Birmingham, MI
What is Workers Compensation?
Workers Compensation is insurance which provides monetary compensation for employees and employers who are unable to work because of injury or illness that occurred while at work. The insurance covers payment for medical and rehabilitation costs related to instances of work-related strain, injury from falls, unsafe working conditions, and accidental death. It will usually pay two-thirds of the injured employee’s wages. It will also cover an employer’s legal costs to respond to a legal suit by an employee.
Who is required to buy Workers Compensation insurance?
Almost all business owners who employ personnel are required to purchase Workers Compensation insurance. The state of Michigan determines the amount of the coverage and cost according to the type of business and the number of employees.
What Workers Compensation doesn’t cover
Workers Compensation will not cover the wages for another employee to replace the injured employee, state fees and penalties, improvements to the working environment for safety, damages claimed by third-parties, or any gifts and gratuities to injured personnel.
What steps are needed to claim benefits?
- Visit a doctor or other healthcare professional immediately to obtain a medical report.
- Complete an OSHA report.
- Employer will provide the appropriate forms, the deadline for reporting, and the contact details of the insurance company.
- Complete all state-mandated forms, includes the medical reports, and file the claim.
- Return to work will be on the recommendation of the physician who is treating the injured employee. The physician may recommend a partial return or a return to full time.
No workplace is ever completely safe even if all precautions and safety policies are put in place. Occupational injuries are inevitable due to the human element.
Let our team of experienced attorneys fight for you too. Call us today. We will help you understand your rights and help you protect them.
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The Law Offices of Charters, Tyler, Zack & Shearer, P. C. is a law firm dedicated to assisting injured individuals throughout the State of Michigan. Our attorneys have a well-founded reputation for aggressively fighting on behalf of our clients to ensure they are compensated for their injuries and receive the benefits to which they are entitled.
The Law Offices of Charters, Tyler, Zack & Shearer, P. C.
820 Kirts Boulevard
Troy, MI 48084
Detroit and surrounding areas including Macomb, Oakland, Washtenaw and Wayne Counties.
The information above is presented as an advertisement. This website is provided solely for informational purposes and is not intended to create an attorney-client relationship between you and the attorneys. Any form of communication with us does not create or establish an attorney-client relationship.
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