Workers Comp Insurance in Troy, MI
Job-related injuries can be disruptive to both businesses and employees. Although employers often do their best to mitigate the risks of injury to their workers, injuries do happen. When a workplace accident does occur, Workers Compensation Insurance can be indispensable.
What is Workers Compensation Insurance?
Workers’ Comp insurance protects both employers and employees. Insurance companies pay lost wages and medical bills to the injured employee while avoiding costly lawsuits for the employer. Compensation is paid out regardless of who is to blame. These types of policies are required for businesses in most states, and it’s no surprise considering that in 2013 alone, benefits paid out to workers for medical and wage coverage totaled 63.6 billion dollars according to the Office of Retirement and Disability Policy.
Workers Comp Insurance In MI
In Michigan, an employer is legally obligated to compensate employees for any medical care or wage losses that they incur as a result of a work-related injury. The act, called the Workers’ Disability Compensation Act, dates back to 1912 and plays a fundamental role in protecting the rights of injured workers. If an employer has three or more employees or employs one or more worker for at least 35 hours per week, they are legally bound under this act to provide medical and wage compensation.
What Else Do I Need To Know?
If you experience a job-related injury, the claims process can appear daunting.
At The Law Offices of Charters, Tyler, Zack & Shearer, P. C., we have more than forty years of experience protecting the rights of employees. We will guide you through the claims process and help you win the compensation you deserve.
We have dedicated our careers to fighting for the rights of employees. Let our team of experienced attorneys fight for you too. Call us today.