Workers Comp Insurance in Detroit, MI
When you head to work each day, you are probably thinking about your to-do list, how to fix that pesky issue from yesterday, or something mundane like what to have for lunch. The last thing you would anticipate occurring during your day is an injury while on the job. But unfortunately, for many, injuries on the job happen more often than you may realize. And, when they do, it’s essential to be able to rely on Workers’ Comp Insurance to get you through that difficult period.
Why do we have Workers’ Comp Insurance?
Michigan state law requires that most of its employers take out insurance to guarantee that if an employee is injured on the job, the employer can cover medical bills, lost wages, and general payments for the time the employee is unable to work. It’s to safeguard the rights of both the employer and the employee. No employer wants to be put in financial hardship by injuries to an employee, and no employee wants to hear that the employer is unable to pay the compensation, you, the employee, is entitled.
What do I need to do to claim Workers’ Comp?
If you have an accident on the job, the first thing you should do is see a doctor or medical professional for treatment and assessment. This assessment will form the basis of any compensation claim, so make sure you keep all records. Then you need to let your employer know that you were injured on the job, what happened, how severe the injury is, and how long you will need to be away from work. Don’t forget any other information which may be pertinent to your claim, such as specialized medical care, hospital costs, or any equipment you need to get back on your feet.
What if my employer refuses to pay?
Just remember, your employer has insurance specifically to cover work-based accidents and to provide the necessary help for employees to recover. If you are having difficulty getting your claim processed, don’t worry. We have dedicated our careers to fighting for the rights of employees.
Let our team of experienced attorneys fight for you too. Call us today.