Workers Comp Insurance in Bloomfield Hills, MI

When an employee is injured at work, workers comp insurance can pay for medical bills, missed wages, and recovery costs. It helps with the financial costs should the worst happen at work.

For Workers

Any worker who is injured in the workplace may be eligible to receive Workers Comp. This is used to cover wage losses or medical and rehabilitation costs. Usually, this is sought from your employer’s insurance company.

If you are injured on the job, report your injury to your employer. You are eligible to seek medical treatment immediately, though your employer has the right to choose your doctor for the first 28 days of treatment.

To be eligible for wage-loss benefits, you must have lost wages for a period longer than seven days consecutively. If this timeframe is 14 days or more, you will be entitled to Workers’ Compensation for the initial seven days too. You are also entitled to make an injury claim directly with WCA if your employer fails to do so.

For Employers

The Workers’ Disability Compensation Act states that it is the employer’s responsibility to ensure that Workers’ Compensation is paid to its workers if they are injured on the job. You can do this by purchasing workers comp insurance, obtaining self-insured status or joining a group fund.

If an injury takes place in the workplace, it is your responsibility to ensure any necessary medical treatment is made available. When an injury happens, a claim needs to be reported to your insurance carrier. If an injury results in a death or seven consecutive days of wage loss, a WC-100 form is required by your insurance company and the WCA.

When to Seek Legal Support

The benefits outlined by the Workers’ Disability Compensation Act are extremely challenging to obtain without legal support. Fortunately, The Law Offices of Charters, Tyler, Zack & Shearer, P.C. specializes in cases related to Workers’ Compensation. Let our team of experienced attorneys fight for you too. Call us today. We will help you understand your rights and help you protect them.

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