Work Injury Compensation in Sterling Heights, MI
Have you been injured while at work? If so, you need to know your rights when it comes to Workers’ Compensation. Employers are responsible for providing wage replacement, medical, and rehabilitation benefits to any employee who suffered an injury while on the job. If you have suffered a workplace injury and worry about not being able to pay your bills and medical expenses without your paycheck, work injury compensation can save you.
Who Is Covered and Under What Circumstances?
Nearly all public and private employees in Michigan enjoy coverage under the Workers’ Disability Compensation Act. In addition to this, workers may also enjoy protection under federal laws.
To qualify for Workers’ Compensation, your injury must have occurred while at work. This does not include getting injured on your way to work or on your way home from work. You must have incurred the injury on the employer’s premises.
However, if you travel as a function of your job, you have coverage while traveling on the job. This coverage does not include getting injured during non-work-related activities you may have engaged in while away for work.
What About Social and Recreational Work Activities?
Many companies hold picnics, holiday parties, and other company functions for the entertainment of their workers and clients. If you become injured during these activities, you cannot claim for benefits. However, there may be some exceptions. If you become injured in the course of entertaining clients, for example, you may be covered.
What If My Employer Goes Bankrupt?
Employer bankruptcy does not mean losing coverage. The Self-Insurers’ Security Fund picks up from there. If your employer goes bankrupt, your work injury compensation will become the responsibility of the Self-Insurers’ Security Fund.
If There Was a Third Party Involved, Can I Sue?
With a few exceptions, an injured employee cannot sue the employer and receive Workers’ Compensation benefits. However, if there was a third party involved, the employee can file a lawsuit against that third party. The employer, it must be noted, is responsible for their share of the legal fees if the employee does decide to sue.
We have dedicated our careers to fighting for the rights of employees. Let our team of experienced attorneys fight for you too.